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In-Hand Salary Calculator

Pick your pay level and cell to estimate your gross and net monthly salary. DA is applied automatically at the current rate (60%).

Your posting city — HRA class

X = the 8 highest-HRA cities. Y = other notified cities. Z = everywhere else.

Basic pay: ₹44,900. Estimated net salary: ₹83,886/month.

Basic Pay
₹44,900
DA
₹26,940
HRA
₹13,470
TA
₹5,760
Gross Salary
₹91,070
NPS Deduction
− ₹7,184

Net salary: ₹83,886/month

This estimate assumes: no income tax deduction (tax depends on regime choice, exemptions, and investments this calculator doesn't collect — use the Income Tax Department's own calculator for that), a uniform 40 cells per level (the real matrix removes some higher cells for Levels 10–18), and no NPA, personal pay, or other department-specific allowances.

Source & verification

Basic Pay / Pay Matrix

Source
Ministry of Finance, Department of Expenditure — Central Civil Services (Revised Pay) Rules, 2016
Order
G.S.R. 721(E), published in the Gazette of India, Extraordinary, Part II, Sec 3(i), dated 25 July 2016 (w.e.f. 01.01.2016)
Effective
1 January 2016
Confirmed directly against the source.

Dearness Allowance

Source
Department of Expenditure, Ministry of Finance
Order
1/1(i)/2026-E.II(B), dated 22 April 2026
Effective
1 January 2026
Confirmed directly against the source.

House Rent Allowance

Source
Ministry of Finance, Department of Expenditure
Order
2/5/2017-E.II(B), dated 7 July 2017
Effective
1 July 2017
Confirmed directly against the source.

Transport Allowance

Source
Ministry of Finance, Department of Expenditure
Order
21/5/2017-E.II(B), dated 7 July 2017
Effective
1 July 2017
Confirmed directly against the source.

NPS

Source
Pension Fund Regulatory and Development Authority / PIB (Cabinet decision)
Order
PIB PRID 1555377 (Cabinet decision, 6 Dec 2018)
Effective
1 April 2019
Needs manual verification — see notes below.

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